Aye Finance Reports 27% AUM Growth to ₹7,044 Crore in FY26
Filing Summary
Aye Finance Ltd. announced its FY26 performance, highlighting a 27% increase in Assets Under Management (AUM) to ₹7,044 crore. The company also reported a 20% rise in disbursements, reaching ₹5,169 crore. Asset quality improved, with Gross Non-Performing Assets (GNPA) reduced to 4.77% and a 1-90 Days Past Due (DPD) ratio of 1.87%. Collection efficiency peaked at 99.5% for non-overdue accounts. The company operates across 18 states and 3 union territories, focusing on micro-enterprises. The filing provides a detailed account of Aye Finance’s financial and operational metrics for FY26.
Aye Finance Ltd. has released its financial performance for the fiscal year ending March 31, 2026. The company reported a significant increase in its Assets Under Management (AUM), which grew by 27% year-on-year to ₹7,044 crore, up from ₹5,534 crore in the previous fiscal year. Disbursements also saw a 20% rise, totaling ₹5,169 crore for FY26. In the fourth quarter of FY26, disbursements increased by 26% compared to the previous quarter, reaching ₹1,655 crore.
The financial metrics indicate a robust year for Aye Finance, with improvements in asset quality. The Gross Non-Performing Assets (GNPA) ratio decreased to 4.77% in Q4 FY26. The 1-90 Days Past Due (DPD) ratio improved to 1.87% as of March 2026, reflecting better repayment patterns by customers. Collection efficiency was strong, with non-overdue collection efficiency reaching 99.5%. The Bucket 1 collection efficiency, for accounts under 30 days overdue, improved to 62.5%.
Aye Finance’s operational scope spans 18 states and 3 union territories, with a presence in over 70 business clusters. This geographic diversification helps mitigate risks and maintain stability. The company focuses on lending to micro-enterprises, offering business loans for working capital and expansion needs. Loans are secured against working assets or property, catering to sectors such as manufacturing, trading, services, and allied agriculture.
The company’s performance is contextualized by its strategic focus on micro-scale enterprises, which are often underserved by traditional financial institutions. Aye Finance’s expertise in underwriting business cash flows across various clusters has enabled it to maintain stable credit costs while scaling operations profitably. The company’s wide presence and diversified portfolio contribute to its resilience in changing market conditions.
The timeline for these achievements spans the fiscal year ending March 31, 2026. The company has demonstrated consistent growth in its financial metrics throughout this period. The filing was submitted to BSE Limited and the National Stock Exchange of India Limited on April 6, 2026, by Vipul Sharma, the Company Secretary, Compliance Officer, and CCO of Aye Finance Ltd.
Aye Finance Ltd. is a non-banking financial company focused on providing loans to micro-scale MSMEs across India. The company offers a range of business loans, secured against working assets or property, to customers in various sectors. Aye Finance is committed to using technology and data to expand its reach to more micro-enterprises, supporting their growth while building a strong and sustainable business.