Paisalo Digital Expands Network to 4,380 Touchpoints Across India
Filing Summary
Paisalo Digital Ltd. has expanded its network to 4,380 touchpoints across 22 states and union territories as of Q2FY26. The company reported a customer base increase from 2 million in FY23 to 13 million in H1FY26. Assets Under Management reached ₹54,494 million, with quarterly disbursements of ₹11,025 million in Q2FY26. The company maintains a collection efficiency of 98.4%, with GNPA at 0.81% and NNPA at 0.65%. Paisalo Digital is also investing in workforce capacity, growing its employee base to 3,255.
Paisalo Digital Ltd. has expanded its network to 4,380 touchpoints across 22 states and union territories as of Q2FY26. This expansion includes 402 branches, 2,585 distribution points, and 1,393 Business Correspondents (BCs). The company reported a customer base increase from approximately 2 million in FY23 to approximately 13 million in H1FY26.
The company’s Assets Under Management (AUM) reached ₹54,494 million, reflecting a compound annual growth rate of approximately 25% over the past three years. In Q2FY26, Paisalo Digital achieved its highest-ever quarterly disbursements of ₹11,025 million, marking a 41% year-over-year increase.
Paisalo Digital maintains a collection efficiency of 98.4%, with Gross Non-Performing Assets (GNPA) at 0.81% and Net Non-Performing Assets (NNPA) at 0.65%. The company is also actively investing in workforce capacity, with its employee base growing to 3,255. This expansion is supported by digital platforms and training programs.
The company is prioritizing the cross-selling of financial products through its BC and branch networks to enhance its Banking as a Service (BaaS) share. This strategy aims to drive long-term customer value.
Paisalo Digital Ltd. is a non-banking finance company focused on inclusive lending. The company is committed to expanding its network and strengthening its customer franchise to support financial inclusion and expand access to affordable credit across India.