Nucleus Software Implements FinnOne Neo® at Tamilnad Mercantile Bank
Filing Summary
Nucleus Software Exports Ltd has announced the successful implementation of its digital lending platform, FinnOne Neo®, at Tamilnad Mercantile Bank (TMB). This deployment marks a significant step in TMB’s digital transformation, enhancing its lending processes and operational efficiency. The collaboration aims to streamline loan processing, improve transparency, and strengthen governance. Nucleus Software, a provider of lending and transaction banking solutions, supports over 200 financial institutions globally. The implementation aligns with TMB’s strategy to modernize its credit infrastructure and enhance customer service across various segments.
Nucleus Software Exports Ltd has announced the successful deployment of its digital lending platform, FinnOne Neo®, at Tamilnad Mercantile Bank (TMB). This implementation is part of TMB’s ongoing digital transformation efforts to enhance its lending processes and operational efficiency. The deployment aims to create a modern, customer-centric lending ecosystem, aligning with TMB’s long-term vision of improving operational excellence and financial inclusion.
The financial terms of the deployment have not been disclosed in the filing. However, the implementation of FinnOne Neo® is expected to streamline TMB’s lending operations by reducing loan processing times and enhancing transparency across customer segments. The platform is designed to support rule-based automation and audit-ready controls, thereby strengthening governance and compliance. Additionally, it aims to improve credit decision-making processes, enabling better portfolio quality and risk oversight.
The scope of the deployment includes the creation of a unified, digitally empowered lending environment at TMB. FinnOne Neo® is designed to deliver faster loan processing, higher transparency, and improved governance. It also aims to provide greater agility in launching new products, scaling volumes, and responding to market changes with enhanced speed and precision. The platform is expected to support TMB’s strategic aspiration to future-proof its credit infrastructure and deliver value to borrowers across retail, MSME, and corporate segments.
The collaboration between TMB and Nucleus Software combines TMB’s banking heritage with Nucleus Software’s expertise in digital credit platforms. This partnership is built on a shared vision of transforming lending processes for the next decade. The successful deployment positions TMB at the forefront of lending modernization, equipping the bank with the digital agility required to introduce new products faster and enhance risk oversight.
The implementation of FinnOne Neo® at TMB was announced on December 1, 2025. The deployment marks a significant milestone in TMB’s digital transformation journey, underscoring its commitment to building a modern lending ecosystem. The collaboration is expected to enhance TMB’s ability to deliver intelligent credit experiences at scale, supporting its strategic goals in the rapidly evolving BFSI sector.
Tamilnad Mercantile Bank is a 100-year-old financial institution focused on enhancing its digital capabilities to improve customer service and operational efficiency. The bank aims to modernize its credit infrastructure and deliver superior value to its diverse customer base.
Nucleus Software Exports Ltd is a publicly traded company specializing in lending and transaction banking solutions. It provides fintech solutions to over 200 banks and financial institutions across 50 countries. The company’s flagship products, FinnOne Neo® and FinnAxia®, are designed to support digital transformation goals in the financial services industry.