Network People Services Secures AI Risk Management Order
Filing Summary
Network People Services Technologies Ltd (NPST) has secured an order from a public sector bank to deploy its AI-powered Risk Intelligence and Decision Platform (RIDP). The platform, designed for merchant underwriting and risk monitoring, operates on a cloud-native architecture and is offered through a managed SaaS model. This order enables NPST to generate recurring revenue. The RIDP includes automated risk assessment, compliance functionalities, and aligns with RBI guidelines. NPST, a digital banking and payments technology company, continues to expand its services across the financial value chain.
Network People Services Technologies Ltd (NPST) has secured an order from a public sector bank for the deployment of its AI-powered Risk Intelligence and Decision Platform (RIDP). The order was announced in a press release dated April 7, 2026. The platform is designed for merchant underwriting and lifecycle risk monitoring across online and POS channels.
The RIDP operates on a cloud-native, modular architecture and is offered through a fully managed SaaS model. This model bundles technology, operations, regulatory updates, and ongoing support, allowing NPST to generate recurring revenue. The platform includes automated risk assessment, monitoring, and compliance functionalities.
NPST’s Regtech solution conducts automated website crawling to detect prohibited content, payment scheme violations, MCC mismatches, signs of fraudulent business entities, and restricted product/service categories. The system automatically triggers re-underwriting when a merchant’s business details change materially. The platform’s risk scoring utilizes identity, behavioral, and website risk signals, with linkage detection identifying duplicate or re-entering merchants without exposing raw Personally Identifiable Information (PII).
The platform automates mandatory regulatory compliances such as Know Your Customer (KYC) and Know Your Bank (KYB) through regular verifications from Goods and Services Tax (GST), Permanent Account Number (PAN), and Corporate Identification Number (CIN). It maintains immutable audit trails for all underwriting decisions, overrides, and configuration changes, aligning with RBI guidelines and evolving payment industry risk use cases.
Network People Services Technologies Ltd is an India-based payments technology company founded in 2013. It operates as a Technology Service Provider (TSP), a Payment Platform-as-a-Service (PPaaS) provider, and an AI-Powered RegTech solution, serving banks, fintechs, regulators, and payment aggregators across the financial value chain.