Muthoot Microfin’s AUM Exceeds Rs. 13,000 Crore Milestone
Filing Summary
Muthoot Microfin Limited announced that its Individual Loan portfolio’s Assets Under Management (AUM) have crossed Rs. 1000 crore, while the company’s overall AUM has surpassed Rs. 13,000 crore. As of September 30, 2025, Muthoot Microfin serves 3.36 million active customers through 1,718 branches across 21 states and Union Territories. The company continues to focus on microfinance as its core business while expanding into individual lending. Muthoot Microfin emphasizes disciplined underwriting and strong collection processes to maintain portfolio quality and support financial inclusion.
Muthoot Microfin Limited has reported that its Individual Loan portfolio’s Assets Under Management (AUM) have exceeded Rs. 1000 crore. The company’s overall AUM has now surpassed Rs. 13,000 crore. This announcement was made in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company is listed on both the National Stock Exchange of India Limited and BSE Limited under the scrip codes MUTHOOTMF and 544055, respectively.
The company’s financial metrics indicate a significant milestone in its business operations. The Individual Loan portfolio’s growth is attributed to disciplined underwriting and focused execution. Muthoot Microfin’s overall AUM growth reflects its diversified lending portfolio. As of September 30, 2025, the company had 3.36 million active customers. These customers are served through a network of 1,718 branches located across 21 states and Union Territories, covering 392 districts.
Muthoot Microfin’s operational strategy includes a strong emphasis on microfinance, which remains the foundation of its business. The company has been expanding its Individual Loan portfolio to build a more resilient and balanced portfolio. The growth in this segment is supported by disciplined credit assessment and strong collection processes. The company continues to focus on improving disbursement momentum, customer engagement, and collection efficiency.
The company operates with a strong focus on rural and semi-urban markets, aiming to empower women entrepreneurs through access to affordable and responsible credit. Muthoot Microfin is also selectively expanding into adjacent lending segments to support long-term growth. The company invests in strengthening its risk management framework, operational efficiency, and digital capabilities to enhance customer experience and portfolio resilience.
As of the latest reporting period, Muthoot Microfin’s Gross Loan Portfolio (GLP) stood at Rs. 12,558 crore. The company is part of the S&P BSE Financial Services Index. The company’s strategic focus remains on maintaining a stable operating performance while supporting financial inclusion through its microfinance operations.
Muthoot Microfin Limited is part of the Muthoot Pappachan Group, also known as Muthoot Blue. It is one of India’s leading listed Micro Finance Institutions (MFIs). The company is committed to promoting entrepreneurship among women and inclusive growth. Muthoot Microfin provides financial assistance through micro loans to women engaged in small businesses, aiming to deliver financial services to underprivileged and disadvantaged people in rural sectors.