IndusInd Bank Launches Next-Gen UPI Platform for Enhanced Payments
Filing Summary
IndusInd Bank has launched its Next-Gen UPI Processing Platform, UPI 6.0, developed by Mindgate Solutions. This platform is designed to enhance transaction speed and reliability, offering a 30% faster recovery time and up to 75% higher scalability. IndusInd Bank is the first private bank to implement this platform for both Issuer and Acquirer services on the cloud. The platform aims to improve the digital banking experience for millions of customers and merchants. The launch aligns with the bank’s Digital 2.0 strategy, focusing on creating a seamless and secure banking ecosystem.
IndusInd Bank has announced the launch of its Next-Gen UPI Processing Platform, known as UPI 6.0. This platform, developed by Mindgate Solutions, is designed to enhance the digital banking experience by providing faster transaction speeds and improved reliability. IndusInd Bank is the first private bank to implement this platform for both Issuer and Acquirer services on the cloud.
The new platform offers a 30% faster recovery time and provides up to 75% higher scalability headroom with the current infrastructure. This upgrade is part of IndusInd Bank’s commitment to enhancing customer experience through its digital-first approach. The platform is designed to deliver sub-second response times and near-zero technical declines, ensuring superior transaction reliability and operational continuity.
The scope of the platform includes a hyper-scalable, cloud-ready, and resilient architecture, offering a state-of-the-art real-time payments stack. The platform is expected to serve millions of customers and merchants across India, providing uninterrupted, high-performance payment experiences. The platform’s capabilities include seamless disaster recovery within minutes, ensuring operational continuity even during peak volumes.
IndusInd Bank’s Digital 2.0 strategy focuses on creating a seamless, secure, and intuitive banking ecosystem. The launch of the next-generation UPI processing platform reinforces this vision, delivering faster, resilient, and real-time payment experiences for customers. The platform aligns with the bank’s strategy to create future-ready, intelligent banking ecosystems that serve individuals, merchants, and enterprises in real time.
The implementation of the Next-Gen UPI Processing Platform marks a significant milestone for IndusInd Bank. The platform is live as of February 25, 2026, and is expected to enhance the bank’s digital banking channels significantly. The launch is part of the bank’s ongoing efforts to leverage technology and innovation to improve customer experience and operational efficiency.
IndusInd Bank has been redefining banking for over 31 years, offering a range of products including microfinance, personal loans, debit/credit cards, SME loans, and advanced digital banking facilities. The bank serves around 42 million customers through 3,120 branches and 3,063 ATMs across India. IndusInd Bank’s Digital 2.0 strategy ensures multi-channel delivery and a robust digital infrastructure, with innovation and customer centricity at its core.