Fusion Finance Reports ₹7,038 Crore AUM, Highlights Bihar Focus
Filing Summary
Fusion Finance Limited announced its strategic focus on Bihar, emphasizing its significance as a major microfinance market. As of September 30, 2025, the company’s portfolio in Bihar reached ₹1,314 crore, with a collection efficiency exceeding 98%. Fusion Finance’s total Asset under Management (AUM) stood at ₹7,038 crore, serving over 25 lakh customers nationwide. The company aims to expand its microfinance and MSME offerings in Bihar, leveraging its 216-branch network. The announcement was made following a media round table discussion attended by the company’s MD & CEO, Mr. Sanjay Garyali.
Fusion Finance Limited has issued a press release under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, following a media round table discussion in Patna. The event, attended by Mr. Sanjay Garyali, Managing Director & Chief Executive Officer, highlighted Bihar’s strategic importance as a significant microfinance market in India. The discussion emphasized the company’s focus on expanding its operations and offerings in the state.
As of September 30, 2025, Fusion Finance reported a portfolio of ₹1,314 crore in Bihar, comprising ₹1,180 crore in microfinance and ₹133 crore in MSME lending. The company operates 216 branches in the state, serving approximately 4.52 lakh active loan accounts. Fusion Finance’s collection efficiency in Bihar was recorded at 98.81% in Q2 FY26 and 98.54% in Q1 FY26. Nationwide, the company’s total Asset under Management (AUM) reached ₹7,038 crore, with a customer base exceeding 25 lakh.
The company is focusing on strengthening its credit discipline, digital capabilities, and MSME offerings in Bihar. It aims to leverage its 98%+ collection efficiency and extensive branch network to drive sustainable expansion. Fusion Finance is enhancing its digital solutions, including eKYC, API-based credit checks, and real-time monitoring tools, to improve customer experience and asset quality. The company has also upgraded its institutional framework with enhanced underwriting and branch-level monitoring.
Bihar’s significance in the microfinance sector is attributed to expanding rural livelihood opportunities, rising financial awareness, and strong demand for small-ticket credit among low-income households and micro-entrepreneurs. The state’s credit landscape is evolving with deeper formalization, wider adoption of digital processes, and a shift toward responsible lending practices. Fusion Finance’s focus on Bihar aligns with these structural trends and the state’s resilient repayment culture.
The media event in Patna commenced at 12:30 PM IST and concluded at 1:20 PM IST on November 26, 2025. The press release detailing the company’s strategic priorities in Bihar is available on Fusion Finance’s website. The company reiterated its commitment to financial inclusion for underserved women and small businesses in the state.
Fusion Finance Limited, formerly known as Fusion Micro Finance Limited, is a leading Non-banking Financial Company-Microfinance Institution (NBFC-MFI) in India. Founded in 2010, the company focuses on providing financial services to underserved and unserved women entrepreneurs in rural areas. With an Asset under Management (AUM) of ₹7,038 crore, Fusion Finance operates an extensive network of 1,545 branches across 22 states, including three Union Territories. The company is committed to robust business practices and transparent policies, aiming to create sustained and balanced stakeholder value.