Dhruva Capital Services Launches NeoMoney App for Digital Lending
Filing Summary
Dhruva Capital Services Limited has announced the launch of the NeoMoney App, a digital lending platform, effective April 15, 2026. The app offers instant credit solutions across India, with loan sizes ranging from INR 500 to INR 5,000 and a credit limit of up to INR 50,000. The platform is powered by an AI-driven infrastructure and partners with RazorpayX and IDFC First Bank for secure transactions. NeoMoney targets students and salaried professionals, providing 24/7 access to loans with zero processing fees.
Dhruva Capital Services Limited has announced the launch of the NeoMoney App, a digital lending platform, set to be available from April 15, 2026. The app is designed to provide instant credit solutions across India.
The platform offers loan sizes ranging from INR 500 to INR 5,000 with a credit limit of up to INR 50,000. Loan tenures are available for 30, 60, or 90 days, with an additional 90-day extension option. The process is fully digital and paperless, allowing for one-time approval and repeat usage. The app promises one-tap instant disbursements in seconds.
NeoMoney is powered by an AI-driven infrastructure that enables intelligent underwriting and automated decision-making. The platform’s technology includes fully digital onboarding, scalable backend architecture, secure API integrations, and advanced KYC and risk assessment systems.
The banking and integration framework is supported by RazorpayX for seamless fund flow and reconciliation, utilizing the Razorpay Payment Gateway for secure transactions. IDFC First Bank is the banking partner, facilitating IMPS-based real-time disbursals.
The target segment for NeoMoney includes students aged 18 to 30 years and salaried professionals aged 18 to 50 years. Key benefits of the platform include 24/7 access to instant loans, zero processing fees, fast disbursement, flexible tenure options, secure data protection, and dedicated customer support.
Initially, NeoMoney will be available on the Indus App Store and Google Play Store. An iOS version is planned for release in the coming months to expand accessibility.
Dhruva Capital Services Limited focuses on delivering innovative financial solutions through technology-driven platforms. The company’s strategic priorities include enhancing financial inclusion and providing scalable credit solutions across India.