Can Fin Homes Reports 25% Increase in Q3 Net Profit to Rs. 265 Crore
Filing Summary
Can Fin Homes Limited announced its financial results for the quarter ending December 31, 2025. The company reported a net profit of Rs. 265 crore, marking a 25% increase from the previous year’s corresponding quarter. Loan assets grew by 10% to Rs. 40,693 crore. The company’s loan disbursements for the nine months ending December 2025 reached Rs. 7,287 crore, a 19% year-on-year growth. The Liquidity Coverage Ratio stood at 332.60%, significantly above the required 100%. Can Fin Homes maintains a strong presence with 249 branches across India.
The Board of Directors of Can Fin Homes Limited approved the financial results for the quarter ending December 31, 2025, during their meeting on January 17, 2026. The company reported a net profit of Rs. 265 crore for the third quarter of the fiscal year, compared to Rs. 212 crore in the same period of the previous year. This represents a 25% increase in net profit. The company’s loan assets as of December 2025 stood at Rs. 40,693 crore, reflecting a 10% growth from Rs. 37,155 crore in December 2024.
The company’s profit before tax for the quarter was Rs. 341 crore, up from Rs. 269 crore in the previous year’s corresponding quarter, marking a 27% increase. For the nine months ending December 2025, the profit before tax was Rs. 951 crore, compared to Rs. 798 crore for the same period in the previous year, indicating a 19% growth. The net interest margin for the quarter was 4.14%, while the return on assets was 2.55%. The return on equity stood at 18.80%, and the debt-to-equity ratio was 6.55.
Loan disbursements for the nine months ending December 31, 2025, amounted to Rs. 7,287 crore, compared to Rs. 6,112 crore in the corresponding period of the previous year, reflecting a 19% year-on-year growth. The company’s loan portfolio as of December 2025 consisted of 73% housing loans and 27% non-housing loans, including commercial real estate. The company has made provisions of Rs. 400 crore for expected credit losses as per Ind AS 109 requirements, with total provisions amounting to Rs. 505 crore.
The liquidity position of Can Fin Homes remains strong, with a Liquidity Coverage Ratio of 332.60% as of December 31, 2025, well above the required 100%. The company has documented undrawn bank lines of Rs. 3,947 crore, which, along with internal accruals, will support business commitments for the next three months. The company’s deposit portfolio stood at Rs. 217 crore, with a 7.50% interest rate offered for 36-month cumulative deposits. Senior citizens receive an additional 0.25% interest rate.
Can Fin Homes’ fixed deposit program is rated “AAA” by ICRA with a stable outlook. The company’s short-term borrowings, including commercial paper, are rated “A1+” by CARE and ICRA. Long-term debt and subordinate debt instruments are rated “AAA Stable” by CARE and ICRA. The company operates 249 branches across 21 states and union territories in India, maintaining a significant geographical presence.
Can Fin Homes Limited focuses on providing housing finance solutions across India. The company prioritizes expanding its loan portfolio and maintaining a strong financial position. It continues to enhance its service offerings and operational efficiency to meet the growing demand for housing finance in the country.