Aadhar Housing Finance Reports 21% increase in AUM in Q2 FY26
Filing Summary
Aadhar Housing Finance Ltd has released its unaudited financial results for the quarter and half year ending September 30, 2025. The company reported a 21% increase in Assets Under Management (AUM), reaching Rs 27,554 crore, and an 18% rise in Profit After Tax (PAT) to Rs 504 crore for H1 FY26. The net worth stood at Rs 6,894 crore, including IPO proceeds. The company maintained a Gross NPA of 1.42%. The results were approved by the Board of Directors on November 7, 2025, and are available on the company’s website.
Aadhar Housing Finance Ltd announced its unaudited financial results for the quarter and half year ending September 30, 2025. The Board of Directors approved the results on November 7, 2025. The company reported a significant increase in its financial metrics, with a 21% growth in Assets Under Management (AUM) to Rs 27,554 crore compared to the previous year. The Profit After Tax (PAT) for the half year reached Rs 504 crore, marking an 18% increase from the previous period. The net worth of the company stood at Rs 6,894 crore, inclusive of the gross IPO proceeds from the primary infusion of Rs 1,000 crore.
The financial results highlight a total income of Rs 1,751 crore for H1 FY26, reflecting an 18% year-on-year growth. The company’s Return on Assets (ROA) remained stable at 4.2%, while the Return on Equity (ROE) was reported at 15.1%. The Gross Non-Performing Assets (GNPA) on AUM was recorded at 1.42%, with a Net NPA of 1.0%. The company has confirmed that the proceeds from the listed non-convertible securities and equity shares have been fully utilized for their intended purposes, with no deviations reported.
Operationally, Aadhar Housing Finance Ltd continues to focus on expanding its reach within the affordable housing finance sector. The company reported a total of over 3,15,000 loan accounts as of September 30, 2025. The financial results were accompanied by a limited review report from the joint statutory auditors, confirming compliance with the applicable accounting standards and SEBI regulations.
The timeline for the financial reporting process included the commencement of the Board meeting at 2:30 p.m. on November 7, 2025, with the approval of the financial results concluded by 4:05 p.m. The company has made the financial results available on its official website for public access.
The key parties involved in the financial reporting process include the Board of Directors of Aadhar Housing Finance Ltd, the joint statutory auditors S. R. Batliboi & Associates LLP, and Kirtane & Pandit LLP. The company has also engaged ICRA Limited as the monitoring agency for the IPO proceeds.
In the context of the market, Aadhar Housing Finance Ltd operates within the affordable housing finance sector, focusing on providing financial solutions to the Economically Weaker Section (EWS) and Low Income Group (LIG) segments. The company leverages advanced technology and data analytics for efficient underwriting and asset quality monitoring. It secures financing from diverse sources, including term loans, NHB financing, and non-convertible debentures.
Aadhar Housing Finance Ltd, established in 2010, is a leading player in India’s low-income housing finance sector. The company is dedicated to providing affordable housing solutions, particularly in semi-urban and rural areas across India. With a network of 611 branches across 22 states and union territories, Aadhar Housing Finance Ltd offers a range of mortgage-related products, including loans for buying and constructing residential properties, home improvement, and micro loans against property.