Transwarranty Finance Secures Rs.15 Cr Credit from IDFC First Bank
Filing Summary
Transwarranty Finance Limited has received a credit facility of Rs.15 crore from IDFC First Bank to support its digital lending operations. The company, through its digital platform Oroboro Loans, has disbursed approximately INR 100 crore over four years, serving around 60,000 customers. In FY 2025-26, it plans to disburse 23,000 loans totaling INR 38 crore. The platform focuses on providing financial services to underserved segments, including small businesses and MSMEs. Oroboro’s technology enables rapid loan approvals and aims to reach 14 lakh micro and small businesses across India.
Transwarranty Finance Limited has announced the receipt of a Rs.15 crore credit facility from IDFC First Bank to enhance its digital lending operations. The announcement was made on February 17, 2026, and is part of the company’s ongoing efforts to expand its digital finance platform, Oroboro Loans.
Oroboro Loans, launched four years ago, is a digital finance platform operated by Transwarranty Finance Limited, a Reserve Bank of India licensed Non-Banking Financial Company (NBFC). The platform provides digital financial services to underserved segments, including small businesses, retail and wholesale trade, outlets, and MSMEs, with a focus on priority sectors. It also offers consumer loans for purchasing mobile phones.
Over the past four years, Oroboro Loans has served approximately 60,000 customers and disbursed around INR 100 crore. For the financial year 2025-26, the company plans to disburse 23,000 loans amounting to INR 38 crore, marking a growth of approximately 70% compared to the previous year. This growth is supported by the credit facility sanctioned by IDFC First Bank in January 2026.
The platform utilizes revenue-based underwriting to support small businesses and MSMEs, enabling rapid digital loan approvals within 10 minutes. The in-house developed technology stack and business rule engine allow the platform to manage a large number of loans efficiently. Through existing partnerships, Oroboro Loans has the potential to reach approximately 14 lakh micro and small businesses across India.
IDFC First Bank is a prominent banking institution in India, focusing on providing financial services across various sectors, including retail banking, wholesale banking, and other financial services. The bank’s collaboration with Transwarranty Finance Limited aligns with its strategic initiatives to support digital financial inclusion.
Transwarranty Finance Limited is a financial services company engaged in providing a range of financial solutions. The company focuses on enhancing financial inclusion and literacy through its digital lending platform, Oroboro Loans, targeting underserved segments in India. Its strategic initiatives include leveraging technology to streamline financial services and expand its reach across the country.